Our Services

INCOME & ASSET PROTECTION

We can help you provide for your family and business associates should you die prematurely or become disabled using:

              *Life Insurance

              *Disablility Income Insurance

              *Long Term Care Insurance


WEALTH ACCUMULATION & RETIREMENT PLANNING

We can assist you in developing a financial program to help meet your long-term savings goals with the appropriate savings vehicle:

             *Mutual Funds*

             *529 College Funding Plans*

             *IRAs

             *Annuities (Fixed, Variable*, Indexed & Immediate)

             *Retirement Income

             *Distribution Planning

ESTATE PLANNING

We can show you how to preserve what you have worked so hard to build over the years and plan for the eventual distribution of your assets utilizing:

               *Charitable Giving Strategies

               *Life Insurance

BUSINESS PLANNING & SELECTIVE BENEFITS

Businesses have unique issues including providing traditional employee benefits, retaining key employees, and continuation of the business.  We can help you address these needs with:

                *Group Insurance (Medical, Life and Dental)

                *Qualified Retirement Plans (401(k), 403(b) and Simple IRAs)

                *Executive Benefit Plans (Key person, Deferred Compensation)

                *Funding Buy-Sell Agreements (Life Insurance, Disability Insurance)